Cash Back Visa Signature® Card Preferred

Unlimited Cash Back. Unlimited Possibilities.

Unlimited 1.5% Cash Back

Earn cash back for every purchase you make. There is no cap on the cash back you can earn.¹

Visa Signature Benefits

Enjoy access to the Visa Signature Luxury Hotel Collection, a dedicated concierge³ and additional Visa Signature Perks.⁴

No Annual Fee⁵

Enjoy more cash back and benefits, all with no annual fee.

Cash Back

Bonus 1% Cash Back

Earn additional cash back for 180 days after account opening, up to a maximum of $400.

Unlimited

There is no cap on the 1.5% cash back you can earn.¹

For All Purchases

Earn cash back for every purchase you make with your card.¹

At Your Convenience

Redeem cash back when you want for a statement credit.¹

Lifestyle

Visa Signature Perks⁴

Enjoy instant access to dozens of benefits beyond the rewards you already earn. Get access to ticket pre-sales and discounts. Explore your world with incredible travel packages, savings and upgrades. Indulge your passion for wine with complimentary wine tastings at Sonoma County wineries. Even receive special offers at many of your favorite retailers. For more details, go to Visa.com/Signature.

Visa Signature Concierge

Visa Signature Concierge will assist you 24/7 with a wide range of services, from making restaurant and travel reservations, to helping you find that special gift or hard-to-get entertainment tickets.³

Visa Signature Luxury Hotel Collection⁴

Enjoy premium benefits at a selection of the world's most intriguing and prestigious properties when you book through the Visa Signature Luxury Hotel Collection at VisaSignatureHotels.com.

Protection & Security

Visa Zero Liability⁶

For no additional cost, Visa's Zero Liability may protect you from liability for fraud and theft. Notify us immediately if you notice an unauthorized transaction or if your card is lost or stolen.

Card Alerts

Keep your Visa Signature Card safer with City National Card Alerts. Receive timely updates on your credit card activity through text messages or by email.

Chip Technology

Also called EMV technology, this chip adds an extra level of security to your in-person transactions made at chip-enabled terminals by using dynamic encryption technology, making it more difficult for your card information to be duplicated or copied.

Family Card Functionality

Establish and manage individual spending limits and monitor transaction activity for each authorized user card issued under your account.

Apple Pay^® and Google Pay^TM

Use your Visa Signature Card with Apple Pay and Google Pay for added speed, security and convenience when making purchases in-store, in-app and online.⁷

Additional Protection and Security Benefits⁸

Personal Identity Theft Protection
Purchase Security
Price Protection
Extended Warranty Protection
Auto Rental Collision Damage Waiver
Hotel Theft Protection
Roadside Dispatch
Lost Luggage Reimbursement
Travel and Emergency Assistance Services
Travel Accident Insurance

Click here to see the City National Bank Credit Cards side by side.

How to Apply

This offer has expired. If you have questions, please reach out to your relationship manager.

Pricing Information⁵

APR for Purchases and Balance Transfers

15.00% or 19.00% variable APR.^{5, 9}

APR for Cash Advances

21.00% variable APR.^{5, 9}

Annual Fee

None.⁵

Balance Transfer Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.⁵

Cash Advance Fee

Either $5 or 3% of the amount of each cash advance, whichever is greater.⁵

Foreign Transaction Fee

3% of the U.S. dollar amount of each transaction.⁵

Penalty Fees

Up to $15 for late payments; up to $20 for returned payments.⁵

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $0.70.⁵

All credit cards are subject to credit approval. The Cash Back Visa Signature Card account earns 1.5% cash back for every U.S. dollar of net purchases (purchases less returns and credits) made by a cardholder using a card issued under the account. Net purchases do not include cash advances, balance transfers, interest charges, finance charges, fees and other charges, adjustments, disputed purchases and any unauthorized or fraudulent transactions. Cash back is earned and credited on an account basis to the card of the primary account holder and not to each card under the Cash Back Visa Signature account. Cash back will continue to be earned and credited to the Cash Back Visa Signature Card account as long as (1) the account has not been canceled or closed by you or City National Bank, and (2) the Cash Back Visa Signature Program (“Program”) has not ended. You may redeem cash back earned on your account at any time in $50 increments, provided that at the time of redemption the Program has not been suspended or terminated and your account is in Good Standing your redemption will appear as a statement credit on the account’s next billing statement after the redemption has posted to your account. You may redeem cash back earned either by visiting the City National Rewards website or by calling Award Headquarters at (800) 411-0596. Access to the City National Rewards website is available through the City National Online service. You must first register for the City National Online service at cno.cnb.com. Good Standing means (i) the account is not 31 or more days late or otherwise in default, (ii) the account has not been closed or canceled by you or City National Bank, and is not otherwise unavailable as a source of funding, and (iii) you or any cardholder on the account has not engaged in any fraudulent activity on the account as determined by City National Bank. If the Cash Back Visa Signature Card account is canceled or closed by you or City National Bank, or the Program has ended, any cash back that has been earned but not credited to the account will be forfeited. City National Bank may change the Program and the terms and conditions of the Program at any time and will provide notice as required by applicable law. For complete details on the terms and conditions of the Program, please refer to the Cash Back Visa Signature Terms and Conditions.
The 1% bonus cash back offer is limited to the named addressee only and is non-transferable. To be eligible for the 1% bonus cash back offer, you (i) must have been a City National Bank client for a minimum of 90 days as of the date of card application approval, (ii) must be a current City National Bank Preferred Banking client, and (iii) must not currently have, or have had within the 24 months prior to the date of application, a City National Bank Visa personal credit card account. If you apply for a Cash Back Visa Signature Credit Card account on or before April 15, 2021, and your application is approved, you will earn an additional 1% bonus cash back for every U.S. dollar of net purchases (purchases less returns and credits) made by a cardholder using a card issued under the account which are posted to your account during the first 180 days following the date of account opening, up to a maximum of $400 bonus cash back. The posting date for a purchase may be later than the transaction date, depending on the date merchant information is received by City National Bank. Therefore, if a purchase takes place near the end of the promotion period, the posting date may not occur until after the expiration date of the promotion period, in which case the purchase will not be counted toward the 1% bonus cash back offer. The 1% bonus cash back amount earned will be aggregated and credited to your City National Rewards account approximately four to six weeks after the promotion period ends. To be eligible for this bonus offer, the card account must be open and in good standing (as defined in footnote 1 above) at the time the cash back bonus is posted to your City National Rewards account. City National Bank may from time to time have promotional offers available on its Peronal Credit Card products that differ from the offer described above. Such offers may include a higher or lower amount of cash back. Please contact your City National Bank Relationship Manager or Personal Banker to learn about the availability and terms of any other offers. Cash back offers cannot be combined.
Certain limitations, exclusions and restrictions apply. The cost of any goods or services purchased through Visa Signature Concierge on the cardholder's behalf are the cardholder's responsibility and will be billed directly to the cardholder's Cash Back Visa Signature Card. For more information on this benefit, see the Visa Signature Credit Card Guide to Benefits.
Benefits are subject to change and cancellation at any time without notice.
See Pricing Information. Additional fees and charges apply. Pricing Information and other fees and charges are subject to change without notice.
Zero Liability coverage applies when you have not been grossly negligent in handling your account or card and you advise us promptly of an unauthorized transaction.
Apple Pay and Google Pay are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants.
Certain limitations, exclusions and restrictions apply. In order for coverage to apply you must use your covered Cash Back Visa Signature Card to secure transactions. Benefits are subject to change and cancellation at any time without notice. For more information on these benefits, please see the Visa Signature Credit Card Guide to Benefits.
Variable APRs are based on the Prime Rate. The Prime Rate means the highest U.S. Prime Rate as published in the "Money Rates" section of The Wall Street Journal on the last business day (Monday through Friday, excluding federal legal holidays) of the month. An increase or decrease in the Prime Rate will cause a corresponding increase or decrease in your variable APRs on the first day of the billing cycle that begins in the month immediately following the month in which an increase or decrease in the Prime Rate occurs. If a variable APR increases, then your interest charges and Minimum Payment Due may increase. If The Wall Street Journal stops publishing the U.S. Prime Rate in its Money Rates section, then we may substitute another index and margin, in our sole discretion, subject to any notice and other requirements of applicable law. The Prime Rate current within the last 30 days is 3.25%. We add a margin of (i) either 11.75% or 15.75% to the Prime Rate to determine the APR for Purchases and Balance Transfers, and (ii) 17.75% to the Prime Rate to determine the APR for Cash Advances. Applicants may not qualify for the lowest APRs disclosed above.

Apple Pay is a registered trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Visa Signature is a registered trademark owned by Visa International Service Association and is used under license.

Investment and Insurance products:

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Are not insured by the FDIC or any other federal government agency
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Are not deposits of or guaranteed by a Bank or any Bank affiliate
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May lose value

Exclusive Cash Back Offer